Insurance & Benefits

Magellan Health Insurance Coverage for Behavioral Health Treatment

Speranza Behavioral Health accepts Magellan Health Insurance for addiction treatment and mental health care. Magellan offers coverage for mental health and addiction treatment services as required by the Mental Health Parity and Addiction Equity Act, which ensures that behavioral health benefits are covered at the same level as medical and surgical benefits.

In-network with most major insurance providers

Medically Reviewed By

Brittany Kowalski, LCSW, ACS, CCS

Clinical Director, Speranza Behavioral Health · Last clinically reviewed July 2026

Magellan Health Coverage

Magellan Health manages behavioral health benefits for many insurance plans and employers. Your specific coverage depends on your plan type, employer, and state. Our admissions team has extensive experience working with Magellan and can help you navigate your benefits to maximize coverage and minimize out-of-pocket costs.

What's Covered

Partial Care Program (PHP) — typically covered as an intensive outpatient benefit

Intensive Outpatient Program (IOP) — covered under outpatient behavioral health benefits

Outpatient therapy — individual therapy sessions typically covered

Psychiatry & medication management — covered under behavioral health benefits

Group therapy — typically covered as outpatient behavioral health

Dual diagnosis treatment — covered when medically necessary

How to Verify Your Benefits

Call our admissions team at (866) 814-0126 with your Magellan member information

We verify your behavioral health benefits at no cost and explain your coverage

We check whether pre-authorization is required for your level of care

We confirm your copay, coinsurance, deductible status, and out-of-pocket maximums

We determine the number of covered sessions available under your plan

Typical Wait Time

24–72 hours to begin treatment after verification

Deductible & Copays

Varies by plan. We'll verify exact costs upfront.

Questions About Your Magellan Health Coverage?

Our admissions team specializes in insurance verification and can answer all your questions about coverage, costs, and benefits. We handle all the paperwork — you just need to be ready to get help.

(866) 814-0126 — Call Now Free Assessment

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