Insurance & Benefits

Cigna Insurance Coverage for Behavioral Health

Cigna offers comprehensive behavioral health coverage through its subsidiary Evernorth and HealthSpring plans. Cigna plans typically cover PHP, IOP, outpatient therapy, and psychiatric services for both addiction and mental health conditions.

In-network with most major insurance providers

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Brittany Kowalski, LCSW, ACS, CCS
Medically Reviewed By
Brittany Kowalski, LCSW, ACS, CCS
Clinical Director, Speranza Behavioral Health · Last clinically reviewed July 2026

Cigna Coverage

Speranza is in-network with many Cigna plans. Verify your specific plan to confirm benefits and coverage levels.

What's Covered

Substance use disorder treatment (PHP, IOP, outpatient)
Mental health services including therapy and counseling
Psychiatric medication management
Dual diagnosis treatment
Telehealth and in-person behavioral health services
Mental health parity coverage

How to Verify Your Benefits

1

Contact our admissions team with your Cigna member ID and group information

2

We verify your behavioral health benefits and any prior authorization requirements

3

We assess your coverage level and deductible responsibility

4

Our insurance specialists confirm the details with Cigna

5

Treatment can typically begin within 24–72 hours

Typical Wait Time

24–72 hours to begin treatment after verification

Deductible & Copays

Varies by plan. We'll verify exact costs upfront.

Questions About Your Cigna Coverage?

Our admissions team specializes in insurance verification and can answer all your questions about coverage, costs, and benefits. We handle all the paperwork — you just need to be ready to get help.

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Related Treatment Programs at Speranza

Explore related treatment programs and therapies offered at Speranza Behavioral Health.

Ready to Start Your Recovery?

Our team will handle all insurance details so you can focus on your recovery.

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